We sit between our clients and the institutions that serve them.
SaPay works with international businesses that need practical banking support — not generic incorporation services. We turn business reality into structured materials or cases that institutions can properly review.
The people behind SaPay
A small, hands-on team — not a faceless service desk. Every case is handled directly by people who understand how international banking actually works.
Sergey Beluha
Working with international companies on banking access and financial institution relationships since 2013. Focused on institutional relationships, business development, and cross-border banking across multiple jurisdictions.
Andris Brivnieks
Over 10 years working on international banking cases, from case preparation through onboarding. Oversees documentation and day-to-day coordination with banks and financial institutions across active engagements.
Where we work
We work across multiple banking jurisdictions and payment ecosystems, matching each business to the markets where it can realistically operate and bank.
How we approach each case
Case-by-case review
Every engagement starts with a confidential case review. We only move forward when we see realistic, suitable options.
Banking-first thinking
Structures and documentation are planned around how banks and payment institutions actually behave today — not how they should behave in theory.
Long-term involvement
We stay involved after onboarding — additional accounts, periodic reviews, compliance audits, and structural changes as your business evolves.
Discretion by default
Files are kept minimal. Communication is direct. Information is shared with prospective institutions only with your explicit consent.
Ready to discuss your banking case?
Share a short outline of your business and we'll respond with a confidential view on suitable options and which institutions to consider.
- All enquiries are strictly confidential
- Typically respond within 1 business day
- No commitment required to receive our assessment